Capital Protection Oriented Fund – Series 1

Aims to Protect and Grow Your Money

About 90% of your money will be invested in safer investment options like, high quality bonds of reputed companies. This is done with an aim to grow it to the size of your initial investment by the end of 27 months.

The remaining about 10% will be invested in shares of reputed Indian companies. So, you get to participate in equity growth,
in a small way without having to risk your entire investment.

Greater Safety, Rated AAA (so) by CRISIL

Birla Sun Life Capital Protection Oriented Fund - Series 1 has passed the mandatory requirement of getting a rating from CRISIL, by recieving the AAA (so) rating which is the highest safety rating given by CRISIL.

Hence, the debt part of your money will be invested in Government bonds, bonds that are approved by CRISIL or bonds that are rated AAA / AAA(so) by CRISIL; which increases the safety of the debt portion of your investment.

Returns, That Too Tax-Efficient!

Here’s the best part of investing in this fund. When investing in traditional deposits, you can end up paying as much as 30.9% tax on your returns. However, in Birla Sun Life Capital Protection Oriented Fund – Series 1, you may have to pay as little as 10.3% tax as long term capital gains.

You can ask your tax advisor how to take advantage of triple indexation which could further reduce your tax liability.

Another benefit: there is no TDS (Tax Deducted at Source, except for NRI’s) here, unlike other traditional deposits.

The above workings are for illustration purposes only and are based on prevailing taxation laws. Tax liability of Rs. 3,090 is calculated assuming individual investor falls in the top income tax slab of 30% & includes applicable cess. Tax liability of Rs. 1,030 is calculated assuming Long Term Capital Gains Tax of 10% and applicable cess without taking into account the indexed cost of acquisition for determining capital gains. In case of individual nature of tax implications, Investors are further advised to consult their tax advisor before making investments.