You've always wanted growth and stability. Why settle for just one?

Growth + Stability

Birla Sun Life '95 Fund (BSL '95 Fund) splits your investment between debt and equity, thus aiming to balance growth potential with stability.

The equity portion is invested in shares of promising companies, diversified across sectors. It's aim is to grow your wealth.

The debt portion is invested in highly rated bonds of reputed Indian companies. This portion, being relatively stable, aims to help reduce the effect of a fall in equity markets.

50% - 75%
in Equity

25% - 50%
in Debt

Growth + Stability

Target Debt: Equity ratio is 40 : 60. Proportion of each component may vary (50% - 75% for equity and 25% - 50% for debt) as per Scheme Information Document depending on market conditions. The portfolio of the scheme is subject to changes within the provisions of the Scheme Information Document of the scheme. All mutual funds and securities investments are subject to market risks, and there can be no assurance that the scheme's objectives will be achieved. For Statutory details, Risk Factors and further details, please refer overleaf.

Adjustable to Market Changes

Splitting your investment between debt and equity plays another vital role - when the equity portion does especially well (like in a rising market) and becomes larger, the extra profits can be switched by the fund manager to debt and vice versa. This is done with the intent of minimizing your chances of being overexposed to risk or losing out on growth opportunities.

In addition, with an aim to take advantage of the growth opportunities in the market; and at times to safeguard your investments, the debt and equity portion can be varied between 25% - 50% and 50% - 75% respectively.

Consistent Performance

BSL '95 Fund has earned high ratings from various external agencies for its consistent performance.

CRISIL Mutual Fund Rank 2

Open Ended Consistent Balanced (14 Schemes), 5 Years ended 30-Sep-11

5-Star Value Research Rating

Hybrid : Equity-Oriented (25 Schemes), for 3 & 5 yrs ended 31-Dec-11

Past performance is no guarantee of future results.