When it comes to your investments, you rightfully want both - growth and stability. Investment in shares may be ideal for long term growth, but comes with volatility. On the other hand while bonds maybe more stable, you might have to compromise on returns. So, why settle for just one?
Presenting Birla Sun Life '95 Fund - a fund with a track record of over 17 years, that aims to combine growth with stability.
Aims to combine growth with stability
Highlights do not indicate assurance of future scheme performance.
Adjustable to Market Changes
Splitting your investment between debt and equity plays another vital role - when the equity portion does especially well (like in a rising market) and becomes larger, the extra profits can be switched by the fund manager to debt and vice versa. This is done with the intent of minimizing your chances of being overexposed to risk or losing out on growth opportunities.
In addition, with an aim to take advantage of the growth opportunities in the market; and at times to safeguard your investments, the debt and equity portion can be varied between 25% - 50% and 50% - 75% respectively.
Growth + Stability
Birla Sun Life '95 Fund (BSL '95 Fund) splits your investment between debt and equity, thus aiming to balance growth potential with stability.
The equity portion is invested in shares of promising companies, diversified across sectors. It's aim is to grow your wealth.
The debt portion is invested in highly rated bonds of reputed Indian companies. This portion, being relatively stable, aims to help reduce the effect of a fall in equity markets.
Target Debt: Equity ratio is 40 : 60. Proportion of each component may vary (50% - 75% for equity and 25% - 50% for debt) as per Scheme Information Document depending on market conditions. The portfolio of the scheme is subject to changes within the provisions of the Scheme Information Document of the scheme. All mutual funds and securities investments are subject to market risks, and there can be no assurance that the scheme's objectives will be achieved.
Get the latest NAV on SMS, send NAV <AG> as an SMS to 56161. Premium SMS charges apply.